25 लाख तक का पर्सनल एवं कार लोन पाएं सिर्फ 10 मिनट में। 30 से ज्यादा बैंक्स पर पर्सनल एवं कार लोन्स की इंटरेस्ट रेट्स चेक करे।*

Personal loans with rates starting at 10.5% Interest Rates.*

पर्सनल लोन के लिए फॉर्म भरें


अभी अप्लाई करें

What is Personal Loan?

A Personal Loan is a form of unsecured loan availed by individuals on the basis of specific criteria, such as level of income, employment history, credit score, and scope for repayment.

The loan is usually taken for the fulfillment of personal needs from a banking institution or a non-banking financial company (NBFC). Borrowers can use online tools available at neutral financial websites, such as the Personal Loan EMI Calculator, to assess the interest payout throughout the tenure before applying for a personal loan.

Compare Personal Loan Interest Rates of All Banks
BANK INTEREST RATE PROCESSING FEE
SBI 11.20% Onwards 1% of the Loan Amount
Axis Bank 15.75% – 24%   1.50% to 2.00 % + GST as applicable
ICICI Bank    10.99% – 17.99%  Up to 2.25% per annum of Loan Amount plus GST
TATA Capital 11.49% – 19.00%  Up to 2% on the Loan Amount
Punjab National Bank One year MCLR Rate – 8.45%  1.80% of the Loan Amount
1. Loans up to Rs 10 Lakh for Individuals whose salary is being disbursed through PNB Branches only – MCLR + 3.55%
2. Loan above Rs 5 Lakh & up to Rs 10 Lakh for applicants not having a salary account with PNB – MCLR + 4.55%
3. Loan up to Rs 5 Lakh for applicants who are availing the Loan under check off facility (Including Defence Personnel) – MCLR + 5.55%
4. For others up to Rs 5 Lakh – MCLR + 6.55%
Bajaj Finserv 12.99% onwards Up to 3.99% of the Loan Amount
Fullerton India 20% to 40% per annum Up to 6.5% of the Loan Amount
IndusInd Bank 11.25% onwards Up to 2.50% of the Loan Amount plus tax
Standard Chartered Decided by the Bank on the basis of Loan Applicant’s credit history and Repayment Capability Up to 2.25% of the Loan Amount
CITI Bank 10.99% onwards (T&C Apply) Decided by the Bank on the basis of Loan Amount and Eligibility Criteria
HDFC Bank 15.00% to 20.99%  Up to 2.50% of the Loan Amount subject to a minimum of Rs 1,999/- and maximum of Rs 2500/- for salaried customers
Kotak Bank 10.99% to 24% Up to 2.5% of the Loan Amount + GST and other applicable statutory levies
HSBC 10.99% p.a. to 17.5% p.a.  Up to 2.5% of the disbursed Loan Amount
Bank of Baroda Having Relation with the Bank for 6 months – One year MCLR + SP + 3.00% to One year MCLR + SP + 6.00% (As per the risk rating of the Applicant) 2% of the Loan Amount, Minimum Rs. 1000, Maximum Rs. 10,000
Having relation with other Bank for 6 months – One year MCLR + SP +  5.00% to One year MCLR + SP + 8.00% (As per risk rating of the applicant)
Central Bank of India MCLR (12M) + 3.00%  Rs 500 + S.T
Dena Bank 13% to 14% 1% of the Loan Amount
Union Bank of India Under Tie ups 0.50% of the Loan Amount, subject to a minimum of Rs 500/- plus applicable GST
Tie up : 1 year MCLR + 4.00% (Floating)
Non tie up: 1 year MCLR+5.00% (Floating)
Allahabad Bank MCLR + 4.50% 1.60% of the Loan Amount, minimum amount Rs 1068
Bank of Maharashtra 12.75%  1% of the Loan Amount
Minimum Rs 1000/-
Andhra Bank For State and Govt employees: Up to 36 months – 1 Year MCLR + 3.00% Nominal
More than 36 months – 1 year MCLR + 3.50%
For Private Employees:
Up to 36 months – 1 year MCLR + 3.50%
More than 36 months – 1 year MCLR + 4.50%
Syndicate Bank Unsecured: 1 year MCLR + 4.85% P.A. 0.50% of the Loan Amount with minimum of Rs 500/-
Secured: 1 Year MCLR + 3.85% P.A.
YES Bank 13.99% to 16.99% Up to 2.50% of the Loan Amount subject to a minimum of Rs 999/- plus taxes
IDFC Bank 12% to 19% Decided by the Bank on the basis of Credit History and Repayment Capacity
Indian Bank Where the Check off facility and undertaking by the Emoployer is available- 10.65% 0.51% on the Loan Amount with a maximum of Rs 510
Where Check off faciity and undertaking by the employer is not available but the salary is credited with the bank – 11.25%

Please Note: The figures provided in the table above are indicative only and are subject to change from time to time.